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	<title>Personal Finance 101 &#187; getting out of debt</title>
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	<link>http://www.personal-finance101.com</link>
	<description>Increasing Your Wealth, One Day at a Time.</description>
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		<title>Spend Less</title>
		<link>http://www.personal-finance101.com/2010/03/02/spend-less/</link>
		<comments>http://www.personal-finance101.com/2010/03/02/spend-less/#comments</comments>
		<pubDate>Mon, 01 Mar 2010 16:01:39 +0000</pubDate>
		<dc:creator>kennethg</dc:creator>
				<category><![CDATA[getting out of debt]]></category>
		<category><![CDATA[cut debt]]></category>
		<category><![CDATA[debt management]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[spend less]]></category>

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		<description><![CDATA[Quickest way to save some money &#8211; spend lesser than your earn. When push comes to shove, cut down on frivolous expenses like cable tv, or movie rentals, start car pooling, dump your Starbucks coffee for regular Java. These cutbacks are just temporary. Their painful but temporary until you get some extra cash with you.]]></description>
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		<title>The Secret</title>
		<link>http://www.personal-finance101.com/2010/02/02/the-secret/</link>
		<comments>http://www.personal-finance101.com/2010/02/02/the-secret/#comments</comments>
		<pubDate>Mon, 01 Feb 2010 20:17:27 +0000</pubDate>
		<dc:creator>kennethg</dc:creator>
				<category><![CDATA[getting out of debt]]></category>
		<category><![CDATA[earn more]]></category>
		<category><![CDATA[elance.com]]></category>
		<category><![CDATA[secret]]></category>

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		<description><![CDATA[There is no secret to getting out of debt. You&#8217;ve read this in many places before but I want to repeat it here: 1. Spend less than you earn. 2. Live frugally. 3. Earn more money. 4. Manage your money wisely. There are no other rules. The key to breaking out of your debt is [...]]]></description>
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