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	<title>Personal Finance 101 &#187; getting out of debt</title>
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	<link>http://www.personal-finance101.com</link>
	<description>Increasing Your Wealth, One Day at a Time.</description>
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		<title>Deep in Debt?</title>
		<link>http://www.personal-finance101.com/2011/10/05/deep-in-debt/</link>
		<comments>http://www.personal-finance101.com/2011/10/05/deep-in-debt/#comments</comments>
		<pubDate>Tue, 04 Oct 2011 16:01:05 +0000</pubDate>
		<dc:creator>kennethg</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[financial success]]></category>
		<category><![CDATA[getting out of debt]]></category>

		<guid isPermaLink="false">http://www.personal-finance101.com/?p=192</guid>
		<description><![CDATA[Deep in debt? It&#8217;s so easy to ignore the situation and hope it will go away. You might think that you&#8217;ll skip a payment here and there and get through it. But this is very risky. Start by acknowledging that you have a serious debt problem. Then list out all your debts. Prioritise by interest [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Finding Extra Income</title>
		<link>http://www.personal-finance101.com/2010/03/12/finding-extra-income/</link>
		<comments>http://www.personal-finance101.com/2010/03/12/finding-extra-income/#comments</comments>
		<pubDate>Thu, 11 Mar 2010 16:01:51 +0000</pubDate>
		<dc:creator>kennethg</dc:creator>
				<category><![CDATA[financial success]]></category>
		<category><![CDATA[getting out of debt]]></category>
		<category><![CDATA[Craigslist]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[Elance]]></category>
		<category><![CDATA[extra income]]></category>
		<category><![CDATA[part time job]]></category>

		<guid isPermaLink="false">http://personal-finance101.com/?p=123</guid>
		<description><![CDATA[You may be feeling that nothing is working. And there is no hope. But there is hope. There is always hope. New things can bring in new experiences, so don&#8217;t give up. Get a part time job. I am not asking you to work at McDonalds. What are you good at? Can you create simple [...]]]></description>
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		<slash:comments>4</slash:comments>
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		<item>
		<title>Maximize Your Money &#8211; II</title>
		<link>http://www.personal-finance101.com/2010/03/09/maximize-your-money-ii/</link>
		<comments>http://www.personal-finance101.com/2010/03/09/maximize-your-money-ii/#comments</comments>
		<pubDate>Mon, 08 Mar 2010 16:01:05 +0000</pubDate>
		<dc:creator>kennethg</dc:creator>
				<category><![CDATA[financial success]]></category>
		<category><![CDATA[getting out of debt]]></category>
		<category><![CDATA[debt reduction]]></category>
		<category><![CDATA[manage money]]></category>
		<category><![CDATA[mcdonalds]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[starbucks]]></category>

		<guid isPermaLink="false">http://personal-finance101.com/?p=121</guid>
		<description><![CDATA[1. Repair Your Old Clothes Don&#8217;t throw old clothes. If you get to see how people in poorer countries live, you&#8217;ll learn to appreciate the clothes that you have. Sew your torn clothes and wear them. Don&#8217;t rush out and buy new clothes every other week. 2. Ask for a Rate Reduction Ask and ye [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Maximize Your Dollar</title>
		<link>http://www.personal-finance101.com/2010/03/05/maximize-your-dollar/</link>
		<comments>http://www.personal-finance101.com/2010/03/05/maximize-your-dollar/#comments</comments>
		<pubDate>Thu, 04 Mar 2010 16:01:51 +0000</pubDate>
		<dc:creator>kennethg</dc:creator>
				<category><![CDATA[financial success]]></category>
		<category><![CDATA[getting out of debt]]></category>
		<category><![CDATA[maximize your dollar]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[wealth accumulation]]></category>

		<guid isPermaLink="false">http://personal-finance101.com/?p=119</guid>
		<description><![CDATA[1. Read More, watch Less TV Read more, books teaches you more than TV ever will, unless you&#8217;re watching the Science channel. Read books that teach you skills that can help you earn more at work. 2. Sell Your Junk Everyone has &#8216;junk&#8217; at home. What you consider junk may be something another person wants. [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Spend Less</title>
		<link>http://www.personal-finance101.com/2010/03/02/spend-less/</link>
		<comments>http://www.personal-finance101.com/2010/03/02/spend-less/#comments</comments>
		<pubDate>Mon, 01 Mar 2010 16:01:39 +0000</pubDate>
		<dc:creator>kennethg</dc:creator>
				<category><![CDATA[getting out of debt]]></category>
		<category><![CDATA[cut debt]]></category>
		<category><![CDATA[debt management]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[spend less]]></category>

		<guid isPermaLink="false">http://personal-finance101.com/?p=117</guid>
		<description><![CDATA[Quickest way to save some money &#8211; spend lesser than your earn. When push comes to shove, cut down on frivolous expenses like cable tv, or movie rentals, start car pooling, dump your Starbucks coffee for regular Java. These cutbacks are just temporary. Their painful but temporary until you get some extra cash with you.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Learn How to Clear Your Bad Credit History in 37 Days</title>
		<link>http://www.personal-finance101.com/2010/02/27/learn-how-to-clear-your-bad-credit-history-in-37-days/</link>
		<comments>http://www.personal-finance101.com/2010/02/27/learn-how-to-clear-your-bad-credit-history-in-37-days/#comments</comments>
		<pubDate>Fri, 26 Feb 2010 20:21:51 +0000</pubDate>
		<dc:creator>kennethg</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[getting out of debt]]></category>
		<category><![CDATA[clean credit in 37 days]]></category>
		<category><![CDATA[clear bad credit]]></category>
		<category><![CDATA[clear credit card history]]></category>
		<category><![CDATA[credit card]]></category>

		<guid isPermaLink="false">http://personal-finance101.com/?p=114</guid>
		<description><![CDATA[A bad credit card history hinders you from getting good interest rates for everything &#8211; from  your house loan mortgage to your car loan, to everything. Learn how to clear your bad credit card history in 37 days.  ]]></description>
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		<title>The Secret</title>
		<link>http://www.personal-finance101.com/2010/02/02/the-secret/</link>
		<comments>http://www.personal-finance101.com/2010/02/02/the-secret/#comments</comments>
		<pubDate>Mon, 01 Feb 2010 20:17:27 +0000</pubDate>
		<dc:creator>kennethg</dc:creator>
				<category><![CDATA[getting out of debt]]></category>
		<category><![CDATA[earn more]]></category>
		<category><![CDATA[elance.com]]></category>
		<category><![CDATA[secret]]></category>

		<guid isPermaLink="false">http://personal-finance101.com/?p=70</guid>
		<description><![CDATA[There is no secret to getting out of debt. You&#8217;ve read this in many places before but I want to repeat it here: 1. Spend less than you earn. 2. Live frugally. 3. Earn more money. 4. Manage your money wisely. There are no other rules. The key to breaking out of your debt is [...]]]></description>
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		<slash:comments>0</slash:comments>
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