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	<title>Personal Finance 101 &#187; financial success</title>
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	<link>http://www.personal-finance101.com</link>
	<description>Increasing Your Wealth, One Day at a Time.</description>
	<lastBuildDate>Tue, 13 Dec 2011 16:00:38 +0000</lastBuildDate>
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		<title>Deep in Debt?</title>
		<link>http://www.personal-finance101.com/2011/10/05/deep-in-debt/</link>
		<comments>http://www.personal-finance101.com/2011/10/05/deep-in-debt/#comments</comments>
		<pubDate>Tue, 04 Oct 2011 16:01:05 +0000</pubDate>
		<dc:creator>kennethg</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[financial success]]></category>
		<category><![CDATA[getting out of debt]]></category>

		<guid isPermaLink="false">http://www.personal-finance101.com/?p=192</guid>
		<description><![CDATA[Deep in debt? It&#8217;s so easy to ignore the situation and hope it will go away. You might think that you&#8217;ll skip a payment here and there and get through it. But this is very risky. Start by acknowledging that you have a serious debt problem. Then list out all your debts. Prioritise by interest [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Best Savings Account in Australia</title>
		<link>http://www.personal-finance101.com/2011/09/21/best-savings-account-in-australia/</link>
		<comments>http://www.personal-finance101.com/2011/09/21/best-savings-account-in-australia/#comments</comments>
		<pubDate>Tue, 20 Sep 2011 16:01:51 +0000</pubDate>
		<dc:creator>kennethg</dc:creator>
				<category><![CDATA[financial success]]></category>
		<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://www.personal-finance101.com/?p=183</guid>
		<description><![CDATA[Being new in Australia, I opened up an account with a local bank at the advise of my company. However, after being in this country  for some time now, I realised that many other banks are offering better interest rates than my bank. At the time of writing, these are some of the banks and [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Risky but Ambitious Method of Owning 3 Houses within 10 Years</title>
		<link>http://www.personal-finance101.com/2011/05/12/risky-but-ambitious-method-of-owning-3-houses-within-10-years/</link>
		<comments>http://www.personal-finance101.com/2011/05/12/risky-but-ambitious-method-of-owning-3-houses-within-10-years/#comments</comments>
		<pubDate>Wed, 11 May 2011 16:01:51 +0000</pubDate>
		<dc:creator>kennethg</dc:creator>
				<category><![CDATA[financial success]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://www.personal-finance101.com/?p=169</guid>
		<description><![CDATA[Here&#8217;s a risky but ambitious way of owning 3 houses within 10 years. Use this method with great care. Assuming you want to buy a house worth $400,000. Assuming further that the downpayment is 10% plus additional cost, so you cough up $50,000. Once you buy this house in a location where the property value [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Money &amp; Relationships</title>
		<link>http://www.personal-finance101.com/2011/03/05/money-relationships/</link>
		<comments>http://www.personal-finance101.com/2011/03/05/money-relationships/#comments</comments>
		<pubDate>Sat, 05 Mar 2011 05:06:14 +0000</pubDate>
		<dc:creator>kennethg</dc:creator>
				<category><![CDATA[financial success]]></category>
		<category><![CDATA[align financial goals with spouse]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[relationship]]></category>

		<guid isPermaLink="false">http://www.personal-finance101.com/?p=147</guid>
		<description><![CDATA[If you&#8217;re in a relationship, the number one factor that is going to affect your wealth accumulation is your partner, according to a Westpac survey done in March 2010. You dont want to be the one saving and having your partner spending it. Identify your partners needs and align you financial planning with both your [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Finding Extra Income</title>
		<link>http://www.personal-finance101.com/2010/03/12/finding-extra-income/</link>
		<comments>http://www.personal-finance101.com/2010/03/12/finding-extra-income/#comments</comments>
		<pubDate>Thu, 11 Mar 2010 16:01:51 +0000</pubDate>
		<dc:creator>kennethg</dc:creator>
				<category><![CDATA[financial success]]></category>
		<category><![CDATA[getting out of debt]]></category>
		<category><![CDATA[Craigslist]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[Elance]]></category>
		<category><![CDATA[extra income]]></category>
		<category><![CDATA[part time job]]></category>

		<guid isPermaLink="false">http://personal-finance101.com/?p=123</guid>
		<description><![CDATA[You may be feeling that nothing is working. And there is no hope. But there is hope. There is always hope. New things can bring in new experiences, so don&#8217;t give up. Get a part time job. I am not asking you to work at McDonalds. What are you good at? Can you create simple [...]]]></description>
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		<slash:comments>4</slash:comments>
		</item>
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		<title>Maximize Your Money &#8211; II</title>
		<link>http://www.personal-finance101.com/2010/03/09/maximize-your-money-ii/</link>
		<comments>http://www.personal-finance101.com/2010/03/09/maximize-your-money-ii/#comments</comments>
		<pubDate>Mon, 08 Mar 2010 16:01:05 +0000</pubDate>
		<dc:creator>kennethg</dc:creator>
				<category><![CDATA[financial success]]></category>
		<category><![CDATA[getting out of debt]]></category>
		<category><![CDATA[debt reduction]]></category>
		<category><![CDATA[manage money]]></category>
		<category><![CDATA[mcdonalds]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[starbucks]]></category>

		<guid isPermaLink="false">http://personal-finance101.com/?p=121</guid>
		<description><![CDATA[1. Repair Your Old Clothes Don&#8217;t throw old clothes. If you get to see how people in poorer countries live, you&#8217;ll learn to appreciate the clothes that you have. Sew your torn clothes and wear them. Don&#8217;t rush out and buy new clothes every other week. 2. Ask for a Rate Reduction Ask and ye [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Maximize Your Dollar</title>
		<link>http://www.personal-finance101.com/2010/03/05/maximize-your-dollar/</link>
		<comments>http://www.personal-finance101.com/2010/03/05/maximize-your-dollar/#comments</comments>
		<pubDate>Thu, 04 Mar 2010 16:01:51 +0000</pubDate>
		<dc:creator>kennethg</dc:creator>
				<category><![CDATA[financial success]]></category>
		<category><![CDATA[getting out of debt]]></category>
		<category><![CDATA[maximize your dollar]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[wealth accumulation]]></category>

		<guid isPermaLink="false">http://personal-finance101.com/?p=119</guid>
		<description><![CDATA[1. Read More, watch Less TV Read more, books teaches you more than TV ever will, unless you&#8217;re watching the Science channel. Read books that teach you skills that can help you earn more at work. 2. Sell Your Junk Everyone has &#8216;junk&#8217; at home. What you consider junk may be something another person wants. [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
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		<title>How to Double Your Income Starting With Just $20</title>
		<link>http://www.personal-finance101.com/2009/07/08/how-to-double-your-income-starting-with-just-20/</link>
		<comments>http://www.personal-finance101.com/2009/07/08/how-to-double-your-income-starting-with-just-20/#comments</comments>
		<pubDate>Tue, 07 Jul 2009 16:01:09 +0000</pubDate>
		<dc:creator>kennethg</dc:creator>
				<category><![CDATA[Building a Business]]></category>
		<category><![CDATA[financial success]]></category>
		<category><![CDATA[build a business]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[double your income]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[paul lawrence]]></category>
		<category><![CDATA[success]]></category>

		<guid isPermaLink="false">http://personal-finance101.com/?p=54</guid>
		<description><![CDATA[How to Double Your Income Starting With Just $20 By Paul Lawrence Ever heard the expression &#8220;It takes money to make money?&#8221; Well, guess what? That&#8217;s not always the case. And if you don&#8217;t have much capital to start a business, you have no choice. Being a &#8220;cheapskate&#8221; is a necessity.By Paul Lawrence By Paul [...]]]></description>
		<wfw:commentRss>http://www.personal-finance101.com/2009/07/08/how-to-double-your-income-starting-with-just-20/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Excuses, Excuses</title>
		<link>http://www.personal-finance101.com/2009/05/30/excuses-excuses/</link>
		<comments>http://www.personal-finance101.com/2009/05/30/excuses-excuses/#comments</comments>
		<pubDate>Fri, 29 May 2009 16:01:25 +0000</pubDate>
		<dc:creator>kennethg</dc:creator>
				<category><![CDATA[financial success]]></category>
		<category><![CDATA[excuses]]></category>
		<category><![CDATA[thesimpledollar.com]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://personal-finance101.com/?p=20</guid>
		<description><![CDATA[By trent@thesimpledollar.com Posted: 06 Nov 2008 06:00 AM PST When you&#8217;re entrenched in a large pattern of bad habits and you&#8217;re challenged to escape those habits, it&#8217;s very easy to fall back on an excuse of some kind to &#8220;explain away&#8221; and justify your poor choices. I know this from experience. I used many excuses [...]]]></description>
		<wfw:commentRss>http://www.personal-finance101.com/2009/05/30/excuses-excuses/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Best Kept Secret of Financial Success</title>
		<link>http://www.personal-finance101.com/2009/05/27/the-best-kept-secret-of-financial-success/</link>
		<comments>http://www.personal-finance101.com/2009/05/27/the-best-kept-secret-of-financial-success/#comments</comments>
		<pubDate>Tue, 26 May 2009 16:01:13 +0000</pubDate>
		<dc:creator>kennethg</dc:creator>
				<category><![CDATA[financial success]]></category>
		<category><![CDATA[pay yourself first]]></category>
		<category><![CDATA[secret]]></category>
		<category><![CDATA[wealth accumulation]]></category>

		<guid isPermaLink="false">http://personal-finance101.com/?p=14</guid>
		<description><![CDATA[Pay Yourself First You may not believe it, and most wont, but paying yourself first is the key to financial freedom! Ask anyone who had made it rich and they will concur. I know what you&#8217;ll say because I said it myself 10 years ago when my dad told me this. I mumbled something about [...]]]></description>
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		<slash:comments>2</slash:comments>
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